Since government announced the credit card tax, the sales of credit card had dropped significantly. Some even said it was as much as 80%.
To recoup their losses, banks had came up with various campaigns, including some dirty tactics.
One of the bank sent my wife a letter on December (just before 1 Jan 2010), stating that they had increased her credit limit to Rm35,000. Now, why would she need a credit limit which is more than 30 times her monthly expenditure?

(no, sorry, the picture is taken from the web)
One week later, the bank issued her a Platinum card.
Now we knew its trick. It was to increase the number of cards we own!
Immediately, we placed a call to its call centre. We insisted that we would want the card to be canceled without even being activated.
Dirty tricks indeed.

